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Rates

Share/Savings Accounts

Club Accounts

Christmas Club .10 Div. Rate .10 APY
Vacation Club .10 Div. Rate .10 APY
IRA Accounts

Individual Retirement Account .50 Div. Rate .50 APY
Share Accounts

$100.00 – $5000.00 .10 Div. Rate .10 APY
$5000.01 – $10,000.00 .10 Div. Rate .10 APY
$10,000.01 – $25,000.00 .10 Div. Rate .10 APY
$25,000.01 and greater .10 Div. Rate .10 APY
Share Certificate Accounts

3 Month Certificate .10 Div. Rate .10 APY
6 Month Certificate .10 Div. Rate .10 APY
12 Month Certificate .10 Div. Rate .10 APY
18 Month Certificate .15 Div. Rate .15 APY
24 Month Certificate .18 Div. Rate .18 APY
36 Month Certificate .20 Div. Rate .20 APY
Other Certificate of Deposit terms available upon request. Contact us if you find a more favorable Certificate of Deposit rate at another local financial institution.

Loan Accounts

Unsecured Loans (Signature)

Signature Loan 14.00 APR
  Platinum credit tier, other restrictions may apply
**Specialty Loans**       6.00 APR

Christmas Loans, Vacation Loans, Disaster Relief Loans

 

Vehicle Loans

New Auto 3.00 APR
  Platinum credit tier, other restrictions may apply
Used Auto 3.50 APR
  Platinum credit tier, other restrictions may apply
We offer financing up to 72 months on newer vehicles.
Home Equity Loans

Home Equity Line of Credit 3.50** APR
  **Prime Rate as of 3/31/2022 – Variable Rate
Terms up to 15 years. Loan amounts up to 80% of the value of property, including first mortgage. Minimum loan amount $2500. Variable rate is subject to change quarterly. Equal Housing Lender.
Recreational Vehicle Loans

New Camper/RV 3.00 APR
  Platinum credit tier, other restrictions may apply
Used Camper/RV 3.50 APR
  Platinum credit tier, other restrictions may apply
We now offer financing up to 84 months on Campers and RV’s. Term determined by loan amount and model year.
Motorcycle Loans

New Motorcycle 3.00 APR
  Platinum credit tier, other restrictions may apply
Used Motorcycle 3.50 APR
  Platinum credit tier, other restrictions may apply
Watercraft Loans

New Boat 3.00 APR
  Platinum credit tier, other restrictions may apply
Used Boat 3.50 APR
  Platinum credit tier, other restrictions may apply
We now offer financing up to 84 months on Boats and Watercraft. Term determined by loan amount and model year.
 

Base rate reflects Platinum Tier pricing with a FICO credit score of 730 or greater. Rates are tiered based on member credit score. Other restrictions may apply.

Fees & Disclosures

Deposit Account Fees

Share Excessive Withdrawal 10.00
Dormant Account 15.00
Overdraft Item 35.00
Stop Payment 38.00
IRA Annual Fee 25.00
IRA Closing Fee 25.00
Loan Account Fees

Application Fee 30.00
Late Fee 30.00
Miscellaneous Fees

Share Membership   5.00
Reissue Lost or Stolen Card 10.00
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