At RMC Employees Federal Credit Union, we offer many different types of accounts, suiting needs of all different kinds. Check out some of what we offer below:
Share (Savings) Accounts
A share savings account offers safety and convenience, with competitive yields. A $5.00 deposit into your Share Account establishes your membership and enables you to take advantage of all our other financial services. All our savings accounts are insured up to $250,000 by the NCUA, a federal agency.
Certificate of Deposit
When you invest in a Certificate Of Deposit, your money will earn a highly competitive interest rate. Since you lock in the rate for the entire term of your Certificate Of Deposit, this is an excellent way to boost your savings yields without the risk of market fluctuations
Christmas and Vacation Club Accounts
Our Christmas Club Accounts allow unlimited withdrawals October 1 – December 31. Our Vacation Club Accounts offer the same benefit May 1- August 31.
Individual Retirement Accounts
Our IRAs provide a secure, tax-deferred investment plan with a competitive yield and a secure method to save and plan for retirement.
Low-cost loans are one of the greatest benefits of credit union membership. Whether you are financing your first car, your new boat or your traveling recreational vehicle, you will find low rates, affordable payments and personal service right here at RMC Employees Federal Credit Union.
- New and Used Auto Loans
- Boat, Motorcycle, ATV, & RV Loans
- Home Equity Lines of Credit (No Points or Annual Fees)
- Miscellaneous Secured Loans
- Personal Loans
- Share Secured Loans
*Credit Life and Disability Insurance are available on all loan types at an additional cost.
Share Draft (Checking)
Our Share Draft Checking Accounts give you all the features you want in a checking account, without the fees and hassles you’ll find at other financial institutions.
- No minimum balance requirements
- No per-transaction fees
- Free Debit Cards
- Easy-to-reconcile monthly statements
- Instant carbonless check copies Checking Accounts
This convenient, two-in-one card adds even more convenience to your RMC Employees Federal Credit Union membership! Use it as an ATM Card for cash withdrawals, balance inquiries, and more, 24 hours a day. Or use it as a debit card for swipe-and-go purchases anywhere, Mastercard is accepted. It works just like a check – only easier.
Direct Deposit and Payroll Deduction
Money management is simple and automatic with these two free services:
Direct Deposit – Your paycheck, Social Security check, pension or government payment can be electronically deposited directly into your credit union account. With Direct Deposit your money is available sooner, and you’ll never have to worry about a lost or stolen check.
Payroll Deduction – This great service lets you specify a portion of your paycheck to be deposited into different accounts, enabling you to save or pay back loans automatically.
ATM Service – With an ATM card from RMC Employees Federal Credit Union, you can perform transactions at most ATM locations across the country. Your ATM card gives you 24-hour account access, so you’ll never have to wait for business hours again!
- Discounted Theme Park Tickets
- Discounted AMC Theatre Tickets – $8.50 each
- Loan & Deposit Specials Throughout the Year
- Internet Banking with Virtual Credit Union
- Free Debit Cards with Checking Accounts
- Postage Stamps – $11.00 per sheet