200 Clinic Drive
Madisonville, KY 42431 USA
(270) 326-6100
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Rates

Share/Savings Accounts

Club Accounts


Christmas Club .10 Div. Rate .10 APY *
Vacation Club .10 Div. Rate .10 APY *

IRA Accounts


Individual Retirement Account .50 Div. Rate .50 APY *

Share Accounts


$100.00 – $5000.00 .10 Div. Rate .10 APY *
$5000.01 – $10,000.00 .10 Div. Rate .10 APY *
$10,000.01 – $25,000.00 .10 Div. Rate .10 APY *
$25,000.01 and greater .10 Div. Rate .10 APY *

Share Certificate Accounts


3 Month Certificate .25 Div. Rate .25 APY *
6 Month Certificate .75 Div. Rate .75 APY *
12 Month Certificate 1.00 Div. Rate 1.00 APY *
18 Month Certificate 1.25 Div. Rate 1.25 APY *
24 Month Certificate 1.30 Div. Rate 1.30 APY *
36 Month Certificate 1.35 Div. Rate 1.35 APY *
Other Certificate of Deposit terms available upon request.Contact us if you find a more favorable Certificate of Deposit rate at another local financial institution.

Loan Accounts

Unsecured Loans (Signature)


Signature Loan 14.00 APR
  Platinum credit tier, other restrictions may apply

 

Vehicle Loans


New Auto 3.00 APR
  Platinum credit tier, other restrictions may apply
Used Auto 3.50 APR
  Platinum credit tier, other restrictions may apply
We now offer financing up to 72 months on new vehicles greater than $20,000.

Home Equity Loans


Home Equity Line of Credit 4.50** APR
  **Prime Rate as of 6/20/17 – Variable Rate
Terms up to 15 years. Loan amounts up to 80% of the value of property, including first mortgage. Minimum loan amount $2500. Variable rate is subject to change quarterly. Equal Housing Lender.

Recreational Vehicle Loans


New Camper/RV 3.00 APR
  Platinum credit tier, other restrictions may apply
Used Camper/RV 3.50 APR
  Platinum credit tier, other restrictions may apply
We now offer financing up to 84 months on Campers and RV’s. Term determined by loan amount and model year.

Motorcycle Loans


New Motorcycle 3.00 APR
  Platinum credit tier, other restrictions may apply
Used Motorcycle 3.50 APR
  Platinum credit tier, other restrictions may apply

Watercraft Loans


New Boat 3.00 APR
  Platinum credit tier, other restrictions may apply
Used Boat 3.50 APR
  Platinum credit tier, other restrictions may apply
We now offer financing up to 84 months on Boats and Watercraft. Term determined by loan amount and model year.
Base rate reflects Platinum Tier pricing with a FICO credit score of 730 or greater. Rates are tiered based on member credit score. Other restrictions may apply.

Fees & Disclosures

Deposit Account Fees


Share Excessive Withdrawal 10.00
Dormant Account 15.00
Overdraft Item 35.00
Stop Payment 38.00
IRA Annual Fee 25.00
IRA Closing Fee                                                                                                   25.00

 

Loan Account Fees


Application Fee 30.00
Late Fee 30.00

Miscellaneous Fees


Share Membership 5.00
Reissue Lost or Stolen Card 10.00

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